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Premium Bonds winner clinched £25,000 from purchase in 1995 – are your old Bonds valid?


Premium Bonds results for December 2021 were drawn yesterday, with the all-important prize checker updated this morning. The savings option offered by the Government-backed provider, NS&I remains a popular one for many. The key draw is that it creates two lucky millionaires each month, alongside a whole host of other prize winners.

Although prizes can range anywhere from £25 upwards, most people will be looking to see if they are a high value winner.

This was the case for one person who undoubtedly got a surprise when they found out they had secured thousands of pounds from an investment in the 1990s.

NS&I takes great care to keep its winners anonymous, and so personal details have not been shared.

However, the individual did win £25,000 from a Bond first purchased in August 1995.

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Earlier this year, Express.co.uk spoke to Agent Million, the anonymous NS&I worker who tells lucky Britons about their jackpot win.

The Agent shared the rules laid out by NS&I for those hoping to check their older Bonds.

They said: “The only rule you have to bear in mind when it comes to Bonds is that they have to be eligible to participate in the prize draw.

“Each individual number is entered into the draw and has an equal chance to win.

“When you purchase Premium Bonds, if you purchase them, say, throughout the month of January, then you have to hold them for February – and then they will enter the draw from March.

“They will remain in that prize draw and can generate prizes until such time as a person repays them – or in other words cashes in the money.

“Older Bonds can still win, which is the important thing to stress.”

NS&I does not programme any numbers into its machine ERNIE – Electronic Random Number Indicator Equipment.

The machine is therefore not looking from a list, and is simply automatically generated as the name suggests.

Consequently, there is an equal chance for older Bonds to win, just as much as there is for newer ones.

What is important to note, however, is that due to the age of Premium Bonds, many original Bonds have been repaid.

Some of the first owners may have sadly passed away since deciding to save with NS&I.

In this instance, Bonds are repaid and never reissued to anyone else again.

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