Top current accounts unpacked as Britons warned interest rates are ‘quite pitiful’

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    However, she also pointed towards Added Value Current Accounts which may entice certain savers depending on their circumstances.

    The Virgin Money Club M Account, for example, offers 2.02 percent on balances up to £1,000, but has a monthly fee of £14.50.

    Monzo, Bank of Scotland and Lloyds Bank follow closely behind with 1.50 percent offerings, but different terms.

    With Monzo Premium, the interest is available on balances up to £2,000, but with a £15 monthly fee.

    The Bank of Scotland Vantage Platinum Account may be enticing as the interest can be clinched up to £5,000 – but there is a £21 fee per month.



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